Limited Time Offer for NBIA Members

Receive a $250 sign up bonus when you switch EFTPOS from your bank. Ask us how!

Request a call from our Payment Specialist to get Zero Cost EFTPOS

Highest Rated Independent EFTPOS Provider

Your dough should rise, not your EFTPOS bill

We've helped businesses like yours save thousands on EFTPOS fees.

Not a NBIA member? Click here!

Unlimited fee-free transactions

In partnership with

Keep your business bank

No lock-in contracts

Why are you spending a cut of your annual profit on EFTPOS fees?

At Smartpay, we’re making a huge difference to your cash flow by offering our Zero Cost™ EFTPOS solution. Here's how much you could save by switching EFTPOS! 

Switch your EFTPOS to Smartpay for those appetising savings!

Limited Time Offer for NBIA Members

Receive a $250 sign up bonus when you switch EFTPOS from your bank. Ask us how!

Switching your EFTPOS to
Smartpay is
all you knead.

Speedy delivery

Easy application

Plug & play

24/7 support

Fast-track your application over the phone.

Once approved, we deliver your terminal in 72 hrs.

Switch on and you're ready to transact, no technician required!

Our local experts are here for you 24/7, 365 days per year.

Your Zero Cost EFTPOS solution includes:

Unlimited fee-free transactions

No terminal rental*

Settlement to your chosen business bank account

No lock-in contracts, ever

Calculate the right surcharge automatically
- no admin or guesswork

Portable, lightweight terminal - 3G, WiFi, or Broadband connectivity

Limited Time Offer for NBIA Members

Receive a $250 sign up bonus when you switch EFTPOS from your bank. Ask us how!

Trusted by thousands of Aussie businesses

“Once you work out the savings with Smartpay’s Zero Cost™ EFTPOS solution, it’s a no-brainer. Smartpay is so easy to deal with and the whole experience was seamless, from the first conversation to receiving the terminal.”

"Zero Cost™ EFTPOS is saving me $40,000 a year across my three stores. It's helping my cash flow, and I'm getting better service."

“We still keep all our business accounts with our bank, and we now have the best EFTPOS solution. So it’s the best of both worlds, you could say.”

Terry, Bakery owner

Steven, Bakery owner

Mark,  Patisserie Owner

Terms and Conditions *On Zero Cost EFTPOS, you need to process a minimum of $10,000 card transactions per terminal per month, otherwise, it’s a $34.95 (plus GST) charge for terminal rental. The value of the terminal can be aggregated if you have more than one terminal. - A Setup Fee cost of $90 plus GST will be charged if you cancel within 12 months. - Fees apply to paper roll orders. - Read the full Terms & Conditions.
About our sign up/cashback offer- Not available to existing Smartpay merchants. Offer only available to NBIA members.- Cashback will be after 30 days of signing up and placing adequate transactions.- Cashback will be made as a Digital Credit Card (Mastercard) or direct credit to the recipient's account. - Can not be used in conjunction with any other offer.- The cashback will be dispatched in the form of a digital Vault Pays-enabled Prepaid Mastercard®.
- The Vault Pays-enabled Mastercard is issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard Asia/Pacific Pte. Ltd. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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